Spread the cost over months instead of paying it all at once
A compressor does not fail on a schedule, and a system replacement is rarely a purchase anyone planned for. Financing through Wisetack lets you spread the cost across monthly payments while the work goes ahead now.
Checking what you qualify for takes about a minute and does not affect your credit score. There are no origination fees, no prepayment fees and no late fees.
Request an estimate
How it works
- Ask us for an estimate. Any estimate over $500 carries financing options automatically.
- Wisetack texts you a link. You answer a few questions and see real numbers. It is a soft check, so your credit score is not touched.
- Pick a monthly payment you are comfortable with, then we do the work. Southern Dreams Mechanical is paid in full and you pay Wisetack across the term you chose.
Most people use it for a full system replacement, but it applies to any job of a reasonable size: ductwork, a standby generator, or commercial refrigeration for a restaurant that cannot afford the downtime.
Work out what a monthly payment looks like
Put in a rough job cost and the calculator shows the monthly figures. These are estimates, not an offer.
Financing comes with your estimate
There is nothing to apply for first. Ask us for an estimate, and if it comes to more than $500 the financing options come with it.
Request an estimateAlready have an estimate from us? Call (225) 772-4703 and we will send the financing options across.
What we can actually finance
Jobs from $500 to $25,000, across terms from three to sixty months. A three-month interest-free option is available to qualified customers. What you are offered depends on the amount and on your credit, which is why the check takes a minute rather than a guess.
Financing provided by Wisetack.
All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 – 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.